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Decide-in expected. Account will need to have First eligible direct deposits, must be in fantastic standing and have an activated chip-enabled debit card to choose-in. Ongoing suitable direct deposits and also other conditions use to keep up eligibility for overdraft protection. Only debit card obtain transactions are suitable for overdraft protection and overdrafts are paid at our discretion. We reserve the appropriate not to pay overdrafts. By way of example, we may well not spend overdrafts If your account is not in very good standing, or is not really receiving ongoing eligible direct deposits, or has too many overdrafts.